*Erno Rubik Most days I receive a text from my wife and my daughter.  The text from my wife is usually first thing in the morning and my daughter’s arrives…

*Avril Lavigne The default option for defined contribution (DC) pension schemes is typically a lifecycle approach that gradually ‘de-risks’ as an individual nears retirement.  The de-risking process involves a movement…

* Kanye West  wrote recently[i] about annual strategy planning meetings, often taking place at the end of the year or right at the beginning – with the purpose of working…

* Jonas Salk I’m always wary when I hear the words ‘this time it is different’, implying a shift or a fundamental difference that takes us into an unfamiliar regime;…